Credit Manager- Personal loans

Credit Manager- Personal loans

2 Nos.
47800
Full Time
2.0 Year(s) To 4.0 Year(s)
10.00 LPA TO 11.00 LPA
Accounts / Finance / Tax / CS / Audit
Account/Finance/Tax consulting
CA - CA
Job Description:

Key Responsibilities:

 

As part of Credit team for Salaried Personal Loan:

The primary job of the credit manager is to understand:

  • the business dynamics
  • products on offer
  • various segments to whom we lend
  • To check the KYC of the customer in line with Risk policy to avoid fraudulent activities
  • Review and underwrite a broad range of complex PL loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
  • Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field reports
  • Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
  • Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team
  • Prioritizing initiatives based on the business needs and requirements
  • Align towards the growth of the Company

 

 

 Key Skills:

  • A strategic planner with experience in handling Credit functions and interact with sales team
  • Good understanding of financials to arrive at a decision on lending
  • Strong time management and multitasking skills
  • Discretion and a dedication to protect the financial privacy of individuals, business partners and employer
  • Willing to work in a startup (Fintech)

 

Company Profile

Ever since the company began their journey in 2013, their aim has been to enable --- for every possible earning individual. Like payments, which has become digital, embedded & ubiquitous in the last 8 years, --- too will become a ubiquitous instrument for a consumers/business owner to transact for various purchases whether it is a vanilla Term Loan to consumer financing to working capital finance.

And they are at the forefront of this shift.


They  are one of the top-rated AI companies in India built --- scores, alternate data products using multiple data
sources and operate as “SAAS” for 50+ clients across banking and tech industry.

They have embedded our solution with internet platforms that want to offer a loan product to their users.

Their team comes from variety of backgrounds: Experts from NBFC, Bureaus, Banking, Technology, Ex
entrepreneurs co-located PAN-India diverse.

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  • Interested candidates are requested to apply for this job.
  • Recruiters will evaluate your candidature and will get in touch with you.

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