Credit Risk Manager
Job Description:
We are seeking an experienced Credit Risk Manager to lead our working capital underwriting team. The successful candidate will be responsible for evaluating creditworthiness, managing risk, and making informed decisions on working capital financing for our clients.
Key Responsibilities:
1. Underwrite working capital financing proposals, assessing creditworthiness, and making recommendations for approval or rejection.
2. Conduct thorough risk assessments, analyzing financial statements, industry trends, and market conditions.
3. Develop and maintain relationships with clients, understanding their business needs and providing tailored financing solutions.
4. Collaborate with cross-functional teams, including sales, operations, and risk management.
5. Ensure compliance with regulatory requirements, internal policies, and industry standards.
6. Mentor and guide junior team members, providing training and development opportunities.
7. Continuously monitor and review portfolio performance, identifying areas for improvement.
8. Develop and implement credit policies, procedures, and guidelines.
Desired Profile / Criteria / Skills :
- MBA or CA Candidates.
- looking for core working capital underwriting candidates and the products include only CC/OD/WCDL/supply chain/ Bills discounting products.
- B2B experience of 50 Lac plus portfolio.
- Individual contributor role.
- 3 to 7 years experience at least (2.5 years in working capital).
- Only from NBFC and Bank.
Offered Benefits / Facilities :
- 5 Days working
- Medical Benefits
Key Skills :
Company Profile
The company is a world-renowned $13 billion conglomerate with presence across various sectors: Steel, Energy, Minerals, Port & Infrastructure, Cement, Ventures & Paints across India, the US, South America & Africa.
Leveraging their extensive distribution network & supply chain mgmt. exp, they bring to India their B2B Ecommerce ---.
This is a growth oriented tech company that is building the most preferred --- stop, omni-channel & integrated tech-led offering for MSMEs, Individual Home Builders (IHBs) & turn-key construction contractors.
Key Clients :
MSMEs: Manufacturing business that require steel for industrial use.
Independent Home Builders (IHB's): Those who build residential properties on their own land (may not be an enterprise).
Independent Customers: Builders, who develop properties for personal end use.
Influencers: This group consists of masons, contractors, architects, fabricators, interior designers etc.
Apply Now
- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.