Sr Executive / Assitant Manager - Credit Operations
Job Description:
Roles & Responsibilities:
- Evaluate the creditworthiness of customers and clients by analyzing financial information, credit
- reports, and other relevant data.
- Make informed credit decisions based on established policies and risk parameters.
- Manage the end-to-end credit approval process, ensuring accuracy and efficiency.
- Collaborate with sales and customer service teams to gather necessary information for credit evaluations.
- Prepare and review credit documentation, ensuring completeness and compliance with company policies and regulatory requirements.
- Stay abreast of changes in credit regulations and update internal processes accordingly.
- Identify and assess credit risks associated with new and existing customers.
- Implement risk mitigation strategies and recommend appropriate credit terms.
- Communicate credit decisions to customers and internal stakeholders.
- Address customer inquiries related to credit terms, payment terms, and credit limits.
- Monitor overdue accounts and coordinate with collections teams to ensure timely resolution.
- Implement strategies to reduce delinquency and minimize bad debt exposure.
- Generate regular reports on credit metrics, trends, and portfolio performance.
- Provide insights to management regarding credit portfolio health.
- Identify opportunities for process improvement within credit operations.
- Implement changes to streamline workflows and enhance efficiency.
Preferred Qualifications:
- Bachelor's degree in finance, accounting, business administration, or related field.
- 2 years of experience in credit operations, risk management, or a related role.
- Knowledge of credit laws, regulations, and best practices.
- Strong analytical and problem-solving skills.
- Excellent communication and negotiation skills.
- Proficiency in using credit scoring models and financial analysis tools.
Additional Skills:
- Attention to detail and accuracy.
- Ability to work independently and collaboratively within a team.
- Proficient in Microsoft Office Suite and credit management software.
Company Profile
The company is a world-renowned $13 billion conglomerate with presence across various sectors: Steel, Energy, Minerals, Port & Infrastructure, Cement, Ventures & Paints across India, the US, South America & Africa.
Leveraging their extensive distribution network & supply chain mgmt. exp, they bring to India their B2B Ecommerce ---.
This is a growth oriented tech company that is building the most preferred --- stop, omni-channel & integrated tech-led offering for MSMEs, Individual Home Builders (IHBs) & turn-key construction contractors.
Key Clients :
MSMEs: Manufacturing business that require steel for industrial use.
Independent Home Builders (IHB's): Those who build residential properties on their own land (may not be an enterprise).
Independent Customers: Builders, who develop properties for personal end use.
Influencers: This group consists of masons, contractors, architects, fabricators, interior designers etc.
Apply Now
- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.